Author Archives: Jeff

How Much Compensation For Whiplash And Back Pain?

If you have been injured in an accident that took place on the road because another road user, such as a driver or motorcyclist, did not uphold the duty of care they owed, you may be wondering ‘how much compensation for whiplash and back pain could I receive?’. As you move through this guide, you will find information on when you could be eligible to seek personal injury compensation and how much you could be entitled to.

how much compensation for whiplash and back pain

How Much Compensation For Whiplash And Back Pain?

Additionally, we will discuss the duty of care road users owe one another and the legislation that outlines the responsibilities they have.

If another road user breached their duty of care and this resulted in you sustaining harm, this is negligence. We will provide examples of how this could lead to a road accident, such as those involving cars, lorries and motorcycles.

To conclude, we offer an insight into the benefits of working with a No Win No Fee solicitor.

For more information on road traffic accident claims, please get in touch with an advisor. They can offer free advice and answer any questions you have regarding your case. To reach them, you can:

Select A Section

  1. How Much Compensation For Whiplash And Back Pain?
  2. When Can You Claim For Whiplash And Back Pain?
  3. How Could A Road Traffic Accident Occur?
  4. Use Our Panel Of Road Traffic Accident Solicitors To Claim On A No Win No Fee Basis
  5. Read More About Claiming Car Accident Compensation

How Much Compensation For Whiplash And Back Pain?

A personal injury settlement awarded following a successful claim can include:

  • Compensation for the pain and suffering, both physical and emotional, caused by your injuries. This is awarded under general damages.
  • Compensation for any financial losses caused by your injuries, such as care costs and loss of earnings. This is awarded under special damages.

Legal professionals can refer to a publication called the Judicial College Guidelines (JCG) to value this head of claim. This document lists guideline award brackets for various types and severities of injuries. You can find some of these figures in the table below. However, you should only use them as a guide.

The table also contains figures from the whiplash tariff set out in the The Whiplash Injury Regulations 2021. These are fixed amounts.

Injury TypeSeverityAward Bracket Notes
Back(a) Severe (i) £91,090 to £160,980


An injury involving spinal cord and nerve root damage.
Back(a) Severe (ii) £74,160 to £88,430Cases in this bracket have special features such as nerve root damage and associated loss of sensation and other issues.
Back(a) Severe (iii) £38,780 to £69,730Soft tissue injuries leading to chronic conditions. Although there has been treatment, disabilities remain, including ongoing pain and discomfort that is severe.
Back(b) Moderate (i)£27,760 to £38,780A prolapsed intervertebral disc that requires surgery.
Back(b) Moderate (ii) £12,510 to £27,760


Disturbed ligaments and muscles that cause backache.
Back(c) Minor (i) £7,890 to £12,510


Full recovery or recovery to a nuisance level without surgery within 2 - 5 years from injuries that are less serious, such as strains and sprains.
WhiplashOne whiplash injury, or multiple£4,215Symptoms last between 18-24 months.
WhiplashOne whiplash injury, or multiple £3,005Symptoms last between 15-18 months.

How Will The Whiplash Reform Programme Influence My Payout?

Due to the introduction of the Whiplash Reform Programme, some changes have been made to how some claims for a road traffic accident are pursued.

As per these changes, adult passengers and drivers with whiplash injuries valued at £5,000 or less need to make their claim in a different way. Also, the value of any whiplash injuries will be calculated differently. This will be done by referring to the tariff in the Whiplash Injury Regulations 2021, as mentioned above.

If there are any additional injuries that take the total value of a claim over £5,000, you will claim via the traditional route. Also, the value of any injuries not included in the whiplash tariff will be calculated in the traditional way.

For more information on how much compensation for whiplash and back pain you could be awarded and how the whiplash reforms could influence your potential payout, call an advisor on the number above.

When Can You Claim For Whiplash And Back Pain?

You may have valid grounds to begin a personal injury claim for a road traffic accident if you can prove the following:

  • A duty of care was owed to you by a road user.
  • This duty of care was breached.
  • You sustained physical and/or psychological harm as a result.

The duty of care for road users is outlined in the Road Traffic Act 1988 and requires them to operate their vehicles and navigate the roads in a way that prevents causing harm to others. Additionally, the Highway Code offers guidance on the responsibilities different road users have as well as rules that they must follow.

If there is a failure on the part of another road user to uphold their duty of care and this leads to you experiencing harm, you may be eligible to seek personal injury compensation.

How Long After A Road Traffic Accident Can You Claim?

Under the Limitation Act 1980, a three-year time limit applies to starting a personal injury claim. This usually starts from the date of the accident but there are some exceptions.

To find out more about the time limit and exceptions that can be made, please speak with an advisor on the number above. They can also discuss your specific case and help you understand whether you could have valid grounds to pursue a claim.

How Could A Road Traffic Accident Occur?

There are several ways a road traffic accident could occur leading to whiplash or back pain. For example:

  • A driver may use their phone while operating their vehicle causing them to crash into the back of another road user stopped at a set of traffic lights. This could lead to injuries such as whiplash, a broken arm and back injury being sustained.
  • A driver may fail to check their mirrors before overtaking resulting in them crashing into the side of another vehicle. This could lead to injuries such as a foot injury, broken leg and crushed ankle injury being sustained alongside whiplash.

It’s important to note that not all incidents of a road traffic accident will be the result of road user negligence.

To discuss your specific case and find out whether you could be eligible to seek personal injury compensation, contact an advisor on the number above.

Use Our Panel Of Road Traffic Accident Solicitors To Claim On A No Win No Fee Basis

If you have an eligible claim, you could choose to work with a solicitor from our panel in a No Win No Fee capacity. They could offer your a contract called a Conditional Fee Agreement which typically means you won’t need to pay them for their work upfront, while your claim proceeds or if your case fails.

If your case succeeds, your solicitor will take a success fee from your compensation. However, this is capped by the law and you can discuss the fee with your solicitor before any work is started on your case.

For more information on working with a solicitor from our panel under the terms of this type of arrangement, please speak with an advisor. They can also offer more insight into how much compensation for whiplash and back pain could be awarded should you make a successful claim.

To get in touch, you can:

Read More About Claiming Car Accident Compensation

For more of our guides:

For more external resources:

Thank you for reading our helpful guide on how much compensation for whiplash and back pain you could be awarded following a successful road traffic accident claim. If you have any other questions, please speak with an advisor on the number above.

Written by FF

Checked by AN

How Much Compensation For Whiplash?

In this guide, we will discuss how much compensation for whiplash could be awarded following a successful personal injury claim for a road traffic accident. You can also find information on who could be eligible to start a claim and what evidence can be used to support it.

how much compensation for whiplash

How Much Compensation For Whiplash?

A duty of care is owed by users of the road when they are navigating the roads, including drivers and riders. If this is not adhered to it could lead to an accident in which you sustain harm, such as a whiplash injury. We will look at examples of how this could occur throughout our guide.

Additionally, we will discuss the ways in which a solicitor from our panel could help you and help you understand whether they could represent your case on a No Win No Fee basis.

To learn more about the road traffic accident claims process, you can get in touch with an advisor from our team using the contact details below:

  • Telephone: 0800 408 7826
  • Online form: Contact us via the form on our website
  • Live chat: Chat with an advisor via the live chat feature below.

Jump To A Section

  1. How Much Compensation For Whiplash?
  2. When Could You Make A Whiplash Injury Claim?
  3. How Long Do You Have To Claim For Whiplash?
  4. Claim For A Whiplash Injury Using Our Panel Of No Win No Fee Solicitors
  5. Learn More About Claiming For Driver Negligence

How Much Compensation For Whiplash?

After making a successful personal injury claim for a road traffic accident, you could be awarded two heads of claim. Firstly, special damages compensate for the financial losses, both past and future, that have been incurred due to your injuries. This can include lost earnings and care costs.

Secondly, general damages seek to compensate you for the pain and suffering, both emotional and physical, that your injuries have caused.

Legal professionals can consult a publication called the Judicial College Guidelines (JCG) which lists guideline compensation brackets for different injuries and levels of severity. We have included some of these in the table below. You should use these figures as a guide only.

However, the two whiplash figures are from the tariff which is found in the Whiplash Injury Regulations 2021. These amounts are fixed.

Award Brackets

Injury TypeLevel Of SeverityAmount - GuidelineAdditional Notes
WhiplashOne or more whiplash injuries with one or more minor psychological injuries£4,345Symptoms lasting 18-24 months.
WhiplashOne or more whiplash injuries£4,215Symptoms lasting 18-24 months.
Neck InjurySevere (iii)£45,470 to
£55,990
Soft tissue damage that is severe in nature and tendons that have been ruptured. This leads to chronic conditions and a permanent and significant disability.
Neck InjuryModerate (i)£24,990 to
£38,490
Serious soft tissue injuries that affect the neck and back together.
Neck InjuryModerate (ii)£13,740 to
£24,990
Soft tissue or wrenching-type injury.
Neck InjuryModerate (iii)£7,890 to
£13,740
Moderate soft tissue injuries that have a fairly protracted recovery period. There is also an increased risk of vulnerability to future trauma.

What Are The Whiplash Reforms?

Adult drivers and passengers with injuries that are valued at £5,000 or less need to claim in a different way. This is as per changes brought in by the Whiplash Reform Programme. Additionally, any whiplash injuries will be valued using the tariff, as mentioned above.

If additional injuries take the total value over £5,000 a claim can be made via the traditional route, but the set tariff amounts will still be used to value whiplash-related injuries. Any injuries not included in the tariff, such as a broken forearm, a fractured leg, a wrist injury and an ankle injury, will be valued in the traditional way.

For more information on how much compensation for whiplash you could receive after making a successful claim, get in touch on the number above.

When Could You Make A Whiplash Injury Claim?

You may be eligible to start a personal injury claim for injuries sustained in a road traffic accident if you can demonstrate:

  • A duty of care was owed to you by another road user.
  • This duty of care was breached.
  • You sustained either physical or psychological injuries, or both, as a result of the breach. These points form the basis of negligence.

The duty of care road users owe one another is set out in the Road Traffic Act 1988. It states that they need to navigate the roads in a way that avoids themselves and others from becoming injured. Also, in the Highway Code, there is guidance on the different responsibilities road users have, including drivers and riders.

If a road user failed to uphold their duty of care and you sustained injuries as a result, you may be eligible to seek compensation. For example, a driver may have failed to see you stopped at a set of traffic lights because they were using their phone while driving. As a result, you may have sustained whiplash in a rear-end collision.

To discuss your specific case, get in touch on the number above.

How Long Do You Have To Claim For Whiplash?

The standard time limit for making a personal injury claim for a road traffic accident is three years. This often starts from the date of the accident or injury. The Limitation Act 1980 sets out the time limit.

However, exceptions can be made in certain circumstances. For example, if the injured party is under 18, the time limit is paused. While this time limit suspension is in place, a claim can be made on their behalf by a court-appointed litigation friend. Alternatively, they have until they turn 21 to begin legal proceedings.

For those who lack the mental capacity to pursue their own claim, there is an indefinite suspension placed on the limitation period. During this time, a litigation friend could pursue the claim on their behalf. If the person recovers their capacity, they will have three years to pursue their own claim from the date of recovery.

To learn more about how much compensation for whiplash you could receive and how long you have to pursue your potential claim, get in touch on the number above.

Claim For A Whiplash Injury Using Our Panel Of No Win No Fee Solicitors

The personal injury solicitors from our panel could help you seek compensation for whiplash. They have experience handling cases of this nature and could offer their expertise to guide you through the claims process.

Additionally, they offer services under No Win No Fee terms. For example, they can offer a Conditional Fee Agreement (CFA) which normally means no upfront or ongoing fees are required for their services. There is also no fee for work they have completed on your case if it is unsuccessful. 

Upon the completion of a successful claim, your solicitor can take a percentage of your compensation. However, there is a legal cap in place that restricts the amount they can take.

For more information on the services offered by our solicitors and whether you could be eligible to have them represent your case, get in touch. You can reach an advisor via the following details:

  • Telephone: 0800 408 7826
  • Online form: Contact us via the form on our website
  • Live chat: Chat with an advisor via the live chat feature below.

Learn More About Claiming For Driver Negligence

Below, you can find more of our guides relating to personal injury claims:

Additionally, we have provided some external resources that you may find helpful:

Thank you for reading this guide on how much compensation for whiplash you could receive if you make a successful claim. If you have any other questions, please get in touch via the number above.

Written by FF

Checked by AN